Terms of use

By using theovernightrate.com or reading The Overnight Rate, you agree to these terms.

Information only

Everything we publish is general information and commentary about markets and the economy. It isn't personalized advice, and nothing here is an offer or recommendation to buy or sell any security, contract or financial product. Make your own decisions, and talk to a qualified professional about your situation.

Accuracy

We check every number against its source, but data can be revised, delayed or wrong at the source, and markets move after we publish. Content is provided "as is," without warranties of any kind. We aren't liable for losses arising from use of the site.

Third-party links and data

We link to and cite outside sources, including government agencies, companies, news outlets and prediction markets. We don't control those sites and aren't responsible for their content or terms.

Our content

The text, charts and design of The Overnight Rate are ours. You're welcome to quote short excerpts with a link back. Please don't republish whole issues or pages without permission. Government data we report remains public.

Acceptable use

Don't misuse the site: no attempts to disrupt it, scrape it at a volume that degrades it, or submit other people's email addresses.

Changes

We may update these terms. The date at the top shows the latest version, and continued use means you accept it.

Contact

Questions about these terms can go through the contact page.