The Overnight Rate

The Overnight Rate · Live rates

Live rates

The numbers that move your money, straight from the source.

Fed funds target3.75%–4.00%Next FOMC: October 27-28, 2026Mon, Oct 26, 2026 · Federal Reserve
10-year Treasury5.00%+4 bp · 10y−2y +31 bpFri, Oct 23, 2026 · U.S. Treasury
30-year mortgage7.32%−8 bp wkwk of Thu, Oct 22, 2026 · Freddie Mac PMMS
CPI inflation3.7%Core 2.6%September 2026 · BLS
3-month T-bill4.22%vs. 0.38% avg. savingsFri, Oct 23, 2026 · U.S. Treasury, FDIC
13-week bill auction4.18%High investment rateTue, Oct 13, 2026 · U.S. Treasury
Avg. credit card APR21.19%Prime 7.00%Q3 2026 · Federal Reserve G.19

Tools: T-bill vs. savings calculator · all tools

Each page names its source and the date of the latest observation. Data refreshes daily and after Freddie Mac's Thursday release; a rate we have not verified in 72 hours is hidden. Methodology.

Get the rates in your inbox

Who pays, who gets paid, what it costs you. Free every weekday morning, in one short read.

One address, nothing else. Unsubscribe any time. See our privacy policy.

Follow on XRead the daily issue